About NAPAS

NAPAS - For a cashless society Organizational Structure Vision, Mission and Core valuesDevelopment journey

For Banks

NAPAS FastFund 247 Service International Switching Service ATM/POS Domestic Switching Service NAPAS Payment Gateway ServiceNAPAS Bill Payment ServiceElectronic account Cash-in/Cash-out ServiceTelecom Top-up ServiceQR Code Payment ServiceCertification ServiceApple PayTap to Phone ServiceCash withdrawal service via VietQR code

For Payment Intermediaries

E-wallet Cash-in ServiceE-wallet Cash-out ServiceQR Code Payment ServiceNAPAS Payment Gateway Service

For Other Customers

NAPAS Payment Gateway ServiceTelecom Top-up ServiceNAPAS Bill Payment Service
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About NAPAS

NAPAS - For a cashless societyVison, Mission and Core valuesDevelopment journeyOrganizational Structure

Featured services

NAPAS Domestic CardNAPAS FastFund 247 ServiceNAPAS FastFund 247 with VietQR code Service

For Banks

NAPAS FastFund 247 ServiceInternational Switching ServiceATM/POS Domestic Switching Service NAPAS Payment Gateway ServiceNAPAS Bill Payment ServiceElectronic account Cash-in/Cash-out ServiceTelecom Top-up ServiceQR Code Payment ServiceCertification ServiceCash withdrawal service via VietQR code (VietQRCash)Tap to Phone ServiceApple Pay

For Payment Intermediaries

E-wallet Cash-in ServiceE-wallet Cash-out ServiceQR Code Payment ServiceNAPAS Payment Gateway Service

For Other Customers

NAPAS Payment Gateway ServiceTelecom Top-up ServiceNAPAS Bill Payment Service

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Organizational StructureNAPAS FastFund 247Napas Domestic CardInternational Switching Service

NAPAS Domestic Card

NAPAS FastFund 247 Service

NAPAS FastFund 247 with VietQR code Service

Napas Domestic Card

NAPAS domestic cards (NAPAS cards) are issued by banks and financial companies in Vietnam with a BIN issued by the State Bank (card number starting with '9704'). NAPAS cards comply with the basic standards of chip cards for domestic payment in Vietnam known as VCCS, issued by the State Bank of Vietnam. With modern chip card technology which helps prevent fraudulent transactions, frictionless card transactions are made with exceptional safety.

Contactless NAPAS Domestic Card Identification:

The front of the card contains the chip and the contactless symbol, the issuing bank logo, and the NAPAS logo (described directly as in the above picture).

Cards have a magnetic stripe and other policies & regulations of each bank (described directly as in the above picture).

Instructions to pay using NAPAS Chip Card on card reader (POS):

With contactless cards, customers only need to put/ touch/wave the card closely on the card reader device (POS) that has a contactless acceptance sign. Transactions are completed in seconds without PIN requirement for small value transactions or depends on the policy of each bank.


With a contact card, the customer needs to put the card (the card head contains the chip) into the card reader slot, then enter the PIN code to authenticate the transaction.


NAPAS Card Products

NAPAS Debit Card

NAPAS Credit Card

NAPAS Prepaid Card

NAPAS Combo Card

NAPAS Domestic Debit Card - NAPAS Debit Card

Make card transactions within the amount available on the cardholder's payment account opened at banks.

Pay for goods and services at card-accepting units (online, offline)

Transfer/internal transfer via interbank 247

Withdrawal 247 interbank via NAPAS system

Print statements

Change PIN code

Payment transactions by NAPAS Cards

Online shopping, purchasing airplane tickets, booking hotels,...

Easy transactions at ATM

Touch transactions with POS

Purchasing Vinbus tickets using NAPAS cards

Napas domestic credit card - Napas Credit Card

Spend first, pay later

Free interest up to 45 - 55 days (depending on the policy of each bank)

Pay for goods and services at card-accepting units (online, offline)

Make installment payments and have many incentives from issuers, payment organizations and NAPAS

Withdrawal money at ATMs of issuers.

Giao dịch thanh toán bằng thẻ nội địa Napas

Ngân hàng số mở thanh toán điện tử - gợi mở từ khủng hoảng covid 19 gợi mở từ khủng hoảng covid 19 gợi mở từ khủng hoảng covid 19

Ngân hàng số mở thanh toán điện tử - gợi mở từ khủng hoảng covid 19 gợi mở từ khủng hoảng covid 19 gợi mở từ khủng hoảng covid 19

Ngân hàng số mở thanh toán điện tử - gợi mở từ khủng hoảng covid 19 gợi mở từ khủng hoảng covid 19 gợi mở từ khủng hoảng covid 19

Ngân hàng số mở thanh toán điện tử - gợi mở từ khủng hoảng covid 19 gợi mở từ khủng hoảng covid 19 gợi mở từ khủng hoảng covid 19

Napas domestic prepaid card - Napas Prepaid Card

Pay first, spend later

Provide 2 types of cards: With identifier and unidentifier

Pay for goods and services at card-accepting units (online, offline)

Transfer/internal transfer via interbank 247

Withdrawal 24/7 via interbank by NAPAS system

Giao dịch thanh toán bằng thẻ nội địa Napas

Ngân hàng số mở thanh toán điện tử - gợi mở từ khủng hoảng covid 19 gợi mở từ khủng hoảng covid 19 gợi mở từ khủng hoảng covid 19

Ngân hàng số mở thanh toán điện tử - gợi mở từ khủng hoảng covid 19 gợi mở từ khủng hoảng covid 19 gợi mở từ khủng hoảng covid 19

Ngân hàng số mở thanh toán điện tử - gợi mở từ khủng hoảng covid 19 gợi mở từ khủng hoảng covid 19 gợi mở từ khủng hoảng covid 19

Ngân hàng số mở thanh toán điện tử - gợi mở từ khủng hoảng covid 19 gợi mở từ khủng hoảng covid 19 gợi mở từ khủng hoảng covid 19

NAPAS multifunctional/domestic dual card -NAPAS Combo Card

This unique card product integrates features of domestic debit and credit cards in one physical card. The domestic dual card helps the banks simplify their card issuance procedures and processes, meets the diverse spending and shopping needs of customers as well as enhances the convenience and safety during usage.

Giao dịch thanh toán bằng thẻ nội địa Napas

Ngân hàng số mở thanh toán điện tử - gợi mở từ khủng hoảng covid 19 gợi mở từ khủng hoảng covid 19 gợi mở từ khủng hoảng covid 19

Ngân hàng số mở thanh toán điện tử - gợi mở từ khủng hoảng covid 19 gợi mở từ khủng hoảng covid 19 gợi mở từ khủng hoảng covid 19

Ngân hàng số mở thanh toán điện tử - gợi mở từ khủng hoảng covid 19 gợi mở từ khủng hoảng covid 19 gợi mở từ khủng hoảng covid 19

Ngân hàng số mở thanh toán điện tử - gợi mở từ khủng hoảng covid 19 gợi mở từ khủng hoảng covid 19 gợi mở từ khủng hoảng covid 19

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NAPAS Cards Overseas Acceptance Network:

NAPAS Card Issuer Network

National Payment Corporation of Vietnam

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Headquarters: 2-17-18 Fl., Pacific Place Building, 83B Ly Thuong Kiet, Cua Nam, Hanoi, Vietnam

Tel: +84 24 3936 1818 (Ext….) /Fax: +84 24 3936 1819

Representative Office: Rm 908-909, 9Fl., Saigon Tower, 29 Le Duan Str., Saigon Ward, Ho Chi Minh, Vietnam

Tel: +84 28 3825 1386 / Fax: +84 28 3911 7155

Website: www.napas.com.vn

© 2022 by Napas Corporation. All right reserved.

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